FAQ

Mortgage Loan Transfer

Cabot Financial (Ireland) Limited (‘Cabot Financial’) is a credit servicing firm.

Cabot Financial will manage and service your mortgage loan as legal title holder. Cabot Financial is regulated by the Central Bank of Ireland.


The ownership of your mortgage has transferred to Cabot Financial. Your rights are not impacted, including applicable legal and regulatory protections, and the terms and conditions of your loan remain the same.


The transfer has not impacted the current terms and conditions attached to your mortgage loan.


Yes. Cabot Financial are here to support you as the new owner of your loan. We will be contacting you to discuss the options available or you can contact our ASU department by calling 01- 4649172 or emailing [email protected]


You can contact the ASU department in Cabot Financial by calling 01-4649172 or by emailing [email protected] Our phone lines are open Monday-Thursday 9am-5.30pm and 9am-5pm on Friday.


You can download a Cabot Financial SFS on our website by clicking on the Customer Information tab. The form along with the supporting documents can be returned via email – [email protected] or by post to;
Cabot Financial (Ireland) Limited
PO Box 11151,
Tallaght,
Dublin 24


If you are paying by Direct Debit, there is no action required by you, your Direct Debit will transfer from your previous loan owner to Cabot automatically.


If you pay by Debit Card, please contact Cabot on 01- 4649172 to pay via Visa Debit Card.


If you pay by EFT, it should be changed to the following details:
Bank: Allied Irish Bank, 98 Sandymount Road, Sandymount, Dublin 4
IBAN: IE61 AIBK 9336 0026 9690 93
BIC: AIBKIE2DXXX
Please quote your account number as the reference.


If a third party is acting on your behalf, you must complete and return a new Letter of Authority (LOA). A LOA has been posted to you and further copies can be requested by email – [email protected] or by calling 01-4649172


Any agreement that was reached with the previous loan owner will continue to be honoured with Cabot Financial now the loan transfer has completed. When your loan is due for review or the agreement is due to expire, Cabot Financial will contact you to review your situation. You can contact Cabot Financial on the contact details provided above.


Your complaint is not impacted by the sale of your loan. If it was not resolved prior to completion of the loan sale, the previous loan owner or service provider will continue to review and manage your complaint.


The ownership of your mortgage loan has transferred to Cabot Financial. Your rights are not impacted, and the terms and conditions of your mortgage loan remain the same following the transfer. If you remain dissatisfied and wish to make a complaint, you can do so by emailing [email protected] or calling 01-4649172.


You can contact the ASU department in Cabot Financial by calling 01-4649172 or by emailing [email protected] Our phone lines are open Monday-Thursday 9am-5.30pm and 9am-5pm on Friday.


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